http://41.74.91.244:8080/handle/123456789/642 Fri, 17 Apr 2026 22:14:02 GMT 2026-04-17T22:14:02Z http://41.74.91.244:8080/handle/123456789/4724 Non-performing loans and bank performance, the case of rural banks in Ghana Buabeng, B.A. The long-term viability of rural banks is heavily reliant on their profitability, which is affected by a variety of factors, including firm-specific and macroeconomic variables. Previous research on the impact of these factors has mainly concentrated on mainstream banks, often overlooking the context of rural banks in Ghana. The inquiry examined the relationship between NPL and financial performance of rural banks, investigate the effect of liquidity risk on the financial performance of rural banks and finally, to examine the nexus between policy rate and financial performance of rural banks in Ghana. The investigation used the explanatory research design, quantitative approach and employed the purposive sampling technique to draw 14 rural banks. The robust least square estimation technique was employed to analyze 11years data. Results revealed a positive statistically significant relationship between NPL and financial performance. Again, the inquiry discovered a negative effect of liquidity risk on financial performance. Finally, the investigation found a positive statistically significant nexus between policy rate and financial performance of rural banks. The outcome of the study shed more light in the bank performance literature while enlightening managers of rural banks in Ghana. The inquiry implores rural banks should invest in advanced risk management systems and training to better anticipate and respond to changes in policy rates. Also, the bank of Ghana should ensure rural banks regularly comply with regulatory standards and maintain adequate capital reserves to manage the risks associated with high NPLs and sustain profitability. A dissertation in the Department of Applied Finance and Policy Management, School of Business, submitted to the School of Graduate Studies in partial fulfillment of the requirements for the award of the degree of Master of Business Administration (Finance) in the University of Education, Winneba Mon, 01 Jan 2024 00:00:00 GMT http://41.74.91.244:8080/handle/123456789/4724 2024-01-01T00:00:00Z http://41.74.91.244:8080/handle/123456789/4603 Assessing the effects of reward systems on employee motivation in urban roads department, Kumasi –metro Gyasi, A. The main purpose of the study was to assess the effect of reward systems on employee motivation in Urban Roads Department, using Kumasi –Metro as a case study. Quantitative research approach was used. The population for the study was five hundred and fifty (550) employees from the Urban Roads Department, Kumasi Metropolis. Random sampling technique was used to select 226 participants for the study. Questionnaire was the main instrument used to collect primary data. The computer statistical package for social scientists (SPSS version 20) was used to process all the quantitative responses from the questionnaire. The study results concluded that the available reward packages at the Urban Roads Department, Kumasi Metropolis were good working conditions, salaries, employees recognition, training and development opportunities, allowances, and bonuses. Supervisors gave employees recognition for their effort and work. The employees have prospects for career development in their profession. The study results concluded that as a result of the motivation packages, employees work to the best of their ability and skills. Finally, there is a positive significant relationship between the reward packages and employee’s motivation to work effectively. The study recommended that the Management of the Urban Roads Department, Kumasi Metropolis should continue to give frequent allowances to staff to motivate employees to work effectively. Moreover, worker’s salaries should be increased to enhance employee’s motivation and job performance and also organise periodic career development programs to enhance employees’ prospects for future developments and goal achievements. There is the need to provide sufficient funds to enhance employee commitment to training and also provide adequate infrastructure to enhance training and development initiatives. A DISSERTATION REPORT SUBMITTED TO UNIVERSITY OF EDUCATION WINNEBA KUMASI - CAMPUS IN PARTIAL FULFILMENT OF THE REQUIREMENT FOR THE AWARD OF MASTERS DEGREE IN BUSINESS ADMINISTRATION (HUMAN RESOURCE MANAGEMENT AND ORGANISATIONAL BEHAVIOUR) Mon, 01 Jul 2019 00:00:00 GMT http://41.74.91.244:8080/handle/123456789/4603 2019-07-01T00:00:00Z http://41.74.91.244:8080/handle/123456789/4600 Assessing the impact of motivational strategies on performance of employees a case study of Komfo Anokye teaching hospital Dua, A.P.A. The success of organisations largely depend on the nature of motivational policies established in dealing with employees been the most valuable assets who work to achieve set goals and objectives. This study sought to examine motivational strategies adopted by organisations with specific reference to Komfo Anokye Teaching Hospital (KATH). The target population involves employees of KATH (3,519). Stratified sampling technique was used in selecting a sample size of 271 out of which 215 responded. Questionnaire served as the main data collection instrument for the study. Motivational strategies adopted included adequate salary structure, incentives, promotions, bonuses, recognitions, empowerment and sense of belonging within the organisation. Motivation in organisations should not be taken for granted since it is the lifeblood of ensuring development, growth and success. There was strong positive correlation between motivation and efficiency, employee commitment, job satisfaction and productivity in organisations with specific reference to KATH. The management of KATH should ensure that there exist attractive motivational packages for employees. This will help boost their morale and instil empathy in them to achieve set targets. A Dissertation in the Department of Management Studies Education, Faculty of Business Education submitted to the School of Graduate Studies, University of Education, Winneba in partial fulfillment of the requirements for the award of Masters of Business Administration (Organisational Behaviour and Human Resource Management Option) Tue, 01 Aug 2017 00:00:00 GMT http://41.74.91.244:8080/handle/123456789/4600 2017-08-01T00:00:00Z http://41.74.91.244:8080/handle/123456789/4599 Assessing the level of financial literacy among business owners A case study of Kumasi metropolitan assembly of Ashanti region, Ghana. Antwi_Arhinwaa, R. This study investigated the level of financial literacy among business owners within the Kumasi Metropolitan Assembly. It also identified the factors affecting the level of financial literacy among small and medium businesses. Questionnaires were developed and administered to 100 selected business owners within the study area. Multiple Regression analysis was performed to test for the relationship between factors that affects people’s financial literacy. Results indicate that majority of respondents have not had any form of education. Business owners (respondents) were asked to state whether or not they are responsible for managing the finances of their enterprises. The results show that 74% of the respondents are the financial managers of their business as against 26% who said they employ the services of professionals to manage their finances for them. It was revealed that most of the respondents do not apply best practices in managing their businesses. They do not have business plan for their businesses and also do not prepare cash flow forecast. A multiple regression analysis conducted found respondents’ level of education (b = -0.345, p = 0.000), to be the only factor which influences their level of financial knowledge. Other factors such as age, gender, field of study and years in business have no influence on respondents’ level of financial knowledge. Based on the results of this study, workshops should be organised by the Association of Ghana Industries (AGI) on proper financial management so as to ensure prudent and efficient financial management practices among business owners. The study also recommend that business owners and potential business owners should be educated by the AGI on some of the basic financial issues and best practices in the course of their studies or training irrespective of their field of study, so as to develop a nation of financially literate business people. THESIS SUBMITTED TO THE DEPARTMENT OF ACCOUNTING STUDIES EDUCATION IN PARTIAL FULFILMENT OF THE REQUIREMENT FOR THE AWARD OF MASTER OF BUSINESS ADMINISTRATION Wed, 01 Nov 2017 00:00:00 GMT http://41.74.91.244:8080/handle/123456789/4599 2017-11-01T00:00:00Z